Pentecostal Financial Services Group Inc. (PFSG) was established in 2005 with the main objective of providing mortgage funding to PAOC churches for construction projects.   PFSG is wholly owned by PAOC.

In support of church mortgages, PFSG offers investment opportunities to individuals and organizations for participation in the PFSG Note program.  Investors are offered competitive rates for investment in unsecured, fixed-income promissory Notes with a term to maturity of 1 to 5 years.

Investments consist of fixed income notes with 1 to 5-year maturities, subject to availability

  • 3-year maturities are most readily available
  • As at December 1, 2020, PFSG rates are as follows, subject to change*:
    • 1 year: 2.25%
    • 2 year: 2.50%
    • 3 year: 2.75%
    • 4 year: 3.0%
    • 5 year: 3.25%

Compare PFSG rates with what the latest market has to offer at

Covenant Securities Corp. (CSC) is the registered restricted exempt market dealer authorized for Pentecostal Financial Services Group Inc. (PFSG) investment Notes. A compliance program has been implemented for enhanced investor protection. CSC is wholly owned by PAOC.

If you are interested in investing in PFSG Notes to further the ministry of PAOC churches, or require additional information, please contact Sharon Cini at 905-542-7400 or

*rates will need to be confirmed at date of investment.