Investment Opportunities

PFSG Certificate Mortgage Program

For over 45 years, the PAOC has operated a certificate mortgage program without any loss of interest and/or principal by investors. Recently, the PAOC created the Pentecostal Financial Services Group (PFSG) in order to make the administration of the certificate mortgages much simpler. At present more than $27 million is invested in PFSG certificate mortgages.

A Few Important Facts

A certificate mortgage investment:

• Enables our PAOC churches and other institutions such as Bible colleges to construct new buildings
• Is only loaned as a first mortgage to a church or other institution
• Offers a higher rate of interest to investors than government GICs
• Pays interest semi-annually
• Can be invested for a one-, two-, or three-year term

For current interest rates and further information on how you can help build the kingdom, please contact Sharon Cini, the certificate mortgage administrator, at 905-542-7400 extension 3231. You can reach by e-mail at scini@paoc.org

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Read a testimony of how the Certificate Mortgage Program has blessed others:
Pickering Pentecostal Church's Testimony

"Six years ago, Pickering Pentecostal Church (PPC) was given the opportunity to purchase a 7.5 acre commercial property that included a 45,000 square foot building. In order to complete the purchase and do the necessary retro-fit work, mortgage financing was required.

Our Board of Deacons made application to The Pentecostal Assemblies of Canada for a $2.7 million certificate mortgage. The application was processed in a minimum amount of time and we were able to make the purchase. Today our growing congregation is housed at The Gathering Place. In those six years the congregation has more than doubled in size from just over 1,000 people to over 2,000 people who today call PPC their church home.

We consider the acquisition of The Gathering Place to be a miraculous provision from God and that the financing arrangements were a major component in the miracle. The interest rate was lower than what was being offered by financial institutions, yet at the same time investors were receiving a fair return on their investment. The PFSG certificate mortgage program allows God's people to make an investment to their advantage and at the same time bless the Kingdom of God!"

-Harold Reid, Senior Pastor, Pickering Pentecostal Church











Pickering Pentecostal Church, The Gathering Place